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Four anonymized provider views, one platform. Real federal Transparency-in-Coverage rate data. Real peer benchmarks. The same view you would see for your own NPI on the Free Snapshot, end to end.

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// 01 · Dashboard overview

What the practice owner sees on day one.

One scrollable dashboard. The most important number is at the top: how much you are leaving on the table every month vs the CA peer median, based on real federal Transparency-in-Coverage filings for this specific NPI.

Public-data mode  ·  No PHI required
Practice Pacific Coast Chiropractic Group · Chiropractic · Northern California · Taxonomy 111N00000X Anonymized demo
Rate gap identified
$14,820 /mo below CA peer-50 · annualized: $177,840 /yr documented opportunity
You currently collect
$14.00
CPT 98941 · Anthem CA
P5 of CA distribution
vs
CA peer-50 receives
$35.45
CPT 98941 · payer-matched CA median
n = 14,998 contracted rows
Gap per claim
-$21.45
60% below benchmark
~200 claims/mo = $4,290/mo
// 01 · profile
Chiropractic
Pacific Coast Chiropractic Group · Northern CA · Locality 99 · multi-provider
// 02 · data coverage
150 rows
19 CPTs · 2 payers indexed (BSCA, Anthem CA) · Aetna · UHC · Cigna still landing
// 03 · documented opportunity
$177,840
Annual gap · peer-50 benchmark · peer-75 ceiling is $220K
(estimated, not guaranteed)
// 04 · worst payer
Anthem CA
CPT 98941 at $14.00 · CA peer-50 = $35.45 · -60% below benchmark
// 05 · priority action
File now
Fresh Anthem rate file in 7 days · leverage memo ready · cite Anthem Schema 2.0 MRF
Source: federal TiC MRF · CMS PFS 2026 · NPI Registry (federal public) · anonymized demo profile
Practice Westside Physical Therapy · Physical Therapy · Southern California · Taxonomy 225100000X Anonymized demo
Rate gap identified
$11,340 /mo below CA peer-50 · annualized: $136,080 /yr documented opportunity
// 01 · profile
Physical Therapy
Southern California · NPI masked · 4 therapist practice
// 02 · data coverage
214 rows
4 CPTs · 5 payers indexed · Aetna · Cigna · BCBS CA · UHC · Medicare
// 03 · documented opportunity
$136,080
Annual gap · peer-50 benchmark · commercial vs Medicare comparison included
(estimated, not guaranteed)
// 04 · worst payer
Cigna CA
CPT 97110 at $28.10 · CA peer-50 = $54.20 · -48% below benchmark
// 05 · Medicare delta
+22%
Commercial peer-50 premium over Medicare PFS · used as floor in negotiations
Source: federal TiC MRF · CMS PFS 2026 · NPI Registry · PT taxonomy 225100000X
Practice Valley Medical Supply Co. · DME Supplier · Central Valley CA · NPI masked Anonymized demo
Allowed amount variance identified
$8,200 /mo below CA peer-50 · annualized: $98,400 /yr documented opportunity
// 01 · profile
DME Supplier
Central Valley CA · HCPCS codes · commercial + Medicare contracts
// 02 · data coverage
98 rows
4 HCPCS codes · 4 payers indexed · Aetna · UHC · BCBS · Medicare DMEPOS
// 03 · allowed amount variance
$98,400
Annual gap vs CA peer-50 · HCPCS E0601, E1399, A4253, L0650
(estimated, not guaranteed)
// 04 · worst payer
Aetna CA
HCPCS E0601 at $112.40 · CA peer-50 = $189.70 · -41% below benchmark
// 05 · priority action
Renegotiate
Aetna contract up 84 days · HCPCS E0601 + L0650 bundle memo ready
Source: federal TiC MRF (DME schedule) · CMS DMEPOS fee schedule 2026 · NPI Registry
View Billing Company Portfolio · Multi-client payer intelligence · 3 clients · CA Anonymized demo
Portfolio-level payer intelligence
$20,400 /mo total portfolio opportunity · annualized: $244,800 /yr across 3 clients
Riverside Family Chiro
Chiropractic · Riverside CA · 5 CPTs tracked
$9,800/mo
Summit PT Group
Physical Therapy · Sacramento CA · 4 CPTs tracked
$6,400/mo
Bay Area DME Partners
DME Supplier · Bay Area CA · 4 HCPCS codes tracked
$4,200/mo
Total portfolio opportunity
Worst payer across portfolio: Aetna CA  ·  Annualized: $244,800
(estimated, not guaranteed)
$20,400/mo
Source: federal TiC MRF · CMS PFS 2026 · NPI Registry · multi-specialty portfolio rollup
// 02 · CPT analysis

Top CPT codes vs the payer-matched peer-50.

The five codes with the largest gap against the peer median for the same code, the same payer, and the same specialty. Geography is matched at the narrowest level the public filings reliably support for each payer and code, starting from the payer's own state network footprint. Every row carries its sample depth and confidence. Metro-level benchmarking is in development. No specialty defaults. No averaging. Per code. Per payer.

Top 5 CPTs · CA chiropractic · vs peer-50
7 rows shown · includes low-confidence and unavailable examples
CPT This practice gets Peer-50 (matched) Gap per claim How this was calculated Confidence Bar
98941
Spinal manipulation · 3-4 regions · Anthem CA
$14.00 Exact TiC Rate $35.45 Exact TiC Rate -$21.45 High Confidence
97140
Manual therapy · 15 min · Blue Shield CA
$23.39 Exact TiC Rate $75.16 Benchmark Estimate -$51.77 Moderate Confidence
97110
Therapeutic exercise · Blue Shield CA
$23.39 Exact TiC Rate $75.58 Benchmark Estimate -$52.19 Moderate Confidence
98940
Spinal manipulation · 1-2 regions · Blue Shield CA
$25.52 Exact TiC Rate $25.30 Exact TiC Rate +$0.22 High Confidence
98942
Spinal manipulation · 5 regions · Aetna CA
$31.20 Exact TiC Rate $48.10 Benchmark Estimate -$16.90 High Confidence
97014
Electrical stimulation · unattended · Cigna
Limited public contracted-rate coverage for this payer/code/geography. Estimate is directional only.
$16.97 User-Entered ~$28.40 Benchmark Estimate ~-$11.43 Thin Sample
99214
E/M office visit · established patient · UHC
Reddenda does not currently have enough reliable public-rate data for this payer/code/provider combination. Claim-level confirmation requires private workflow.
N/A unavailable -- Unavailable
Confidence key: High Confidence strong TiC source coverage Moderate Confidence directional, some limitations Thin Sample limited rows Unavailable no reliable data
Confidence reflects source coverage, benchmark depth, payer match, and geography match. Peer percentiles drawn from the Reddenda public rate index · chiropractic taxonomy · n = 36,703 contracted rates on CPT 98941 with a single payer in the 2026-Q2 index.
Private workflow  ·  Compliance review required EOB analysis and denial pattern review require uploaded practice data. Not available in public-data mode.
Private workflow  ·  Compliance review required Bulk portfolio intake (fee schedules, multi-NPI rosters) runs in the private workflow. Contact us about the Growth tier.
// 03 · Payer comparison

Same practice. Two payers. Very different reality.

Each payer's median rate for this practice, ranked against the CA peer-50 across covered CPTs. Hover-equivalent metadata is rendered inline: row count, CPT coverage, weighted delta against the public benchmark.

Anthem Blue Cross CA16 covered CPTs · 3 contracted rates indexed
-58% vs peer-50weighted across CPTs · worst payer
Blue Shield of California16 covered CPTs · 16 contracted rates indexed
-31% vs peer-50weighted across CPTs · room to negotiate
Aetna · UHC · CignaMRF indexed · rate-matching in flight · <48h
processingdata coming soon
No averaging across payers. Each row is one payer's true contract median for this NPI.
// 04 · Ranked contract actions

The order to attack the contracts, with receipts.

Ranked by leverage, not by gap-size alone. Each action carries its own data citation. No vague advice. No generic playbook.

// rank 01 of 05 urgent

Re-negotiate 98941 with Anthem Blue Cross CA. 60% below CA peer-50.

Anthem's contracted 98941 rate is $14.00. The CA chiropractic peer-50 is $35.45 across 34,914 distinct rate rows in the federal TiC index. Top-quartile peers receive $76.25. Anthem's own Schema 2.0 MRF (March 2026 filing) is the citation.

Source: Anthem CA TiC MRF · Mar 2026 Peer n = 34,914 +$28,400 / yr documented opportunity
// rank 02 of 05 urgent

Bundle 97140 + 97110 renegotiation across BSCA. Both 69% below peer-50.

BSCA pays both codes at $23.39. CA peer-50 is $75.16 for 97140 and $75.58 for 97110. Together these two codes represent roughly 31% of billable minutes for a typical chiropractic visit.

Source: BSCA TiC MRF Peer n = 33,927 + 32,565 +$24,150 / yr documented opportunity
// rank 03 of 05 medium

Add modality codes 97012, 97014, 97035 to next negotiation cycle.

Each is paid 50 to 67 percent below peer-50. Per-unit dollars are small, $16 to $32 per claim. Bundling them into the same negotiation packet keeps the leverage compounding instead of bleeding incremental rounds.

Source: BSCA + Anthem CA TiC MRF +$12,540 / yr documented opportunity
// rank 04 of 05 insight

Maintain BSCA relationship on 98940. You are 15% above peer-50 there.

BSCA pays 98940 at $25.52 against a peer-50 of $25.30. Do not surface BSCA on 98940 in renegotiation packets. Use it as the reference baseline when negotiating Anthem.

Source: BSCA TiC MRF
// rank 05 of 05 next step

Generate the 2-page Leverage Memo for Anthem CA.

Combines actions 01 and 03. Memo cites Anthem's own Schema 2.0 MRF filing inline. one-time on the Leverage Memo tier (list ), or included with Practice Audit.

Combined documented opportunity +$40,940 / yr
Documented opportunity is computed as (peer-50 - this rate) x estimated annual volume per CPT, sourced from federal TiC filings and the practice's submitted top-CPT mix. Actual recovery depends on payer response, contract terms, documentation, and negotiation.
// 05 · Leverage memo · page 1 preview

The memo your office manager hands the payer rep.

Two pages of formal, payer-ready language. CPT-level, contracted-rate-cited, peer-benchmarked. The negotiator on the other side is looking at it for the first time. You aren't.

Leverage memo · page 1 of 2 · prepared by Reddenda

RE: Commercial fee schedule re-alignment request, NPI 19••••2219, effective Q3 2026

To: Network Management, Anthem Blue Cross of California.

The contracted rate currently in effect for CPT 98941 (chiropractic manipulative treatment, 3 to 4 spinal regions) under our agreement is $14.00 per claim. This rate sits at the 5th percentile of the public California chiropractic distribution as published in Anthem's own Transparency-in-Coverage machine-readable file (filing reference: Schema 2.0, March 2026).

The California chiropractic peer-50 for CPT 98941, calculated across 34,914 distinct contracted rates in the federal TiC index, is $35.45 per claim. The peer-75 is $76.25.

Our request is a re-alignment of CPT 98941 to the California peer-50 of $35.45 per claim, effective the next contract renewal cycle. We are similarly requesting re-alignment on CPT 97140 and CPT 97110, both currently paid at $23.39 against a peer-50 of $75.16 and $75.58 respectively.

Supporting data, percentile distributions, and source filings are attached as exhibits A through C.

Sourced from federal TiC MRF filings + CMS Physician Fee Schedule 2026 + public NPI Registry. No PHI used. Public payer rate data only.
Full 2-page memo unlocks with the Leverage Memo tier ( founding, list) or the Practice Audit ( founding, list).
// 06 · What unlocks at each tier

What is free, what is paid, what is included.

Free Snapshot stays free. Paid tiers unlock the actionable artifacts: the leverage memo, the strategy call, the contract renewal calendar. Founding pricing holds while founding seats remain. Lock it before list pricing takes effect.

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  • Percentile rank vs peer practices
  • Renders in about 15 seconds
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One payer. One negotiation. The 2-page payer-ready memo with CPT-level peer-benchmarked citations.

  • Single-payer negotiation memo
  • CPT-level peer-50 and peer-75 citations
  • Exhibits A to C with source TiC filings
  • Editable copy for your billing team
See Memo details
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Reddenda uses the public NPI Registry, federal Transparency-in-Coverage rate filings, and the CMS Physician Fee Schedule. We are not a HIPAA-covered entity because we do not touch PHI. The Free Snapshot intake never asks for patient data. See the methodology for the full source list, refresh cadence, and aggregation rules.

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